More than 25% of the adult population holds cryptocurrencies as a portfolio diversification strategy.
A recent survey by the Hana Institute of Finance reveals that over a quarter of South Koreans aged 20 to 50 currently own cryptocurrencies, with digital assets accounting for 14% of their total financial portfolios.
The study, titled “2050 Generation’s Virtual Asset Investment Trends,” highlights that interest spans across various age groups. People in their 40s emerge as the most active segment at 31%, followed by those in their 30s at 28%, and those in their 50s at 25%.
Notably, among people in their 50s, 78% use cryptocurrencies as a wealth accumulation tool, while 53% view them as a key component of their retirement strategy. Investors’ motivations have evolved, now favoring growth potential, diversification, and structured savings plans.
The percentage of those making regular purchases has tripled, rising from 10% to 34%, while medium-term trading increased from 26% to 47%. Meanwhile, there’s been a slight decline in short-term speculative trading.
Bitcoin maintains its dominant position in South Korea, with six out of ten investors including BTC in their portfolios.
70% of respondents expressed interest in expanding their crypto investments, while 42% said they would increase exposure if traditional financial institutions played a larger role in the digital asset market.
