A survey by BVNK of 4,658 crypto users highlights the growing adoption of stablecoins for everyday payments and international transfers.
A global survey commissioned by BVNK and conducted by YouGov has revealed that 39% of crypto users receive income in stablecoins, while 27% use them for daily payments. The research highlighted reduced fees and faster cross-border transfers as key adoption drivers.
The survey involved 4,658 respondents across 15 countries during September and October 2025, including adults who own or plan to acquire cryptocurrencies. Stablecoin users hold an average of approximately $200 in their wallets globally, while in high-income economies the average rises to $1,000. For those receiving salaries in stablecoins, these assets represent about 35% of annual earnings on average.
The results show differences between various economic regions. In lower-middle-income economies, 60% of respondents report owning stablecoins, compared to 45% in high-income economies. Africa registers the highest ownership rate at 79% and the largest increase in holdings over the past year. Those using stablecoins for international transfers report savings on fees of 40% compared to traditional remittance methods.
The research highlights strong interest in traditional banking integration: 77% of respondents would open a stablecoin wallet with their main bank or fintech provider, while 71% would want to use a connected debit card to spend stablecoins. More than half of crypto holders have made purchases specifically because the merchant accepted stablecoins, a percentage that rises to 60% in emerging markets.
Regarding management, 46% of respondents prefer exchange platforms, followed by payment apps with crypto functionality like PayPal or Venmo (40%) and mobile crypto wallet apps (39%). Only 13% would prefer to hold stablecoins in hardware wallets.
